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What Is Threshold Limit In Top Up Health Insurance

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What Is Threshold Limit In Top Up Health Insurance
Threshold Limit In Top Up Health Insurance, Threshold Limit In Top Up Policy, Threshold Limit In Top Up, Health Insurance, Top Up Policy

Threshold Limit In Top Up Health Insurance is the limit after that Top up health policy covers. Based on your Threshold Limit, the limit amount is excluded and the remaining amount is beard by the Top up health policy

Below are the example showing Threshold Limit In Top Up Health Insurance:
Example 1: you have a Top up Health cover policy for Rupees 8 Lakhs with the threshold limit of Rs 2 Lakhs. If there is a claim of rs 3 lakhs then Top up Health cover policy pays you only 1 lakh and 2 lakhs you have to pay either with your health insurance policy or from your pocket.

Example 2: you have a Top up Health cover policy for Rupees 8 Lakhs with the threshold limit of Rs 3 Lakhs. If there is a claim of rs 5 lakhs then Top up Health cover policy pays you only 2 lakhs and 3 lakhs you have to pay either with your health insurance policy or from your pocket.

This is very important while taking a Top Up Health Insurance policy, the above examples may clear you what Threshold Limit means in top-up policies